Public can now access financing and repayment history online

PETALING JAYA: The public will now be able to access their financing and repayment history over the last 12 months online, with the launch of Bank Negara Malaysia's (BNM) eCCRIS, which allows for the access of Central Credit Reference Information System (CCRIS) report free of charge.
The report is a factual one and not an assessment of a borrower’s credit standing, BNM said in a statement. It is also not a blacklist.
eCCRIS is an extension of BNM’s efforts to promote the financial well-being of all Malaysians by encouraging prudent financial management.
Users will also be able to lodge data verification requests directly via eCCRIS to participating financial institutions to verify and correct any inaccuracies identified in their CCRIS report.
A one-time registration is required at any BNM office or Agensi Kaunseling dan Pengurusan Kredit (AKPK) branch nationwide. Upon verification of identity at a CCRIS kiosk and registration of a valid mobile phone number, users will be provided with a six digit PIN which is required for first time login on the site.
For further information on the registration of eCCRIS, the public may call BNM TELELINK at 1300 88 5465.