KUALA LUMPUR: BIMB Holdings Bhd has not made any decision on the possible disposal of its 59.9%-owned insurance unit Syarikat Takaful Malaysia Bhd. Group CEO Datuk Seri Zukri Samat said it has not submitted a proposal to Bank Negara Malaysia on the exercise. He reiterated that the group is currently reviewing its structure to ensure that the group continues to create shareholders' value. "At this juncture, we've not come to that stage (deciding on who to sell to) yet. We're still reviewing the structure to go forward," he told reporters after BIMB's AGM here today.